Volunteers

With over 32 years of experience within the financial services industry, with a focus on all types of lending, Wayne understands that communication is key in any relationship.  Having grown up in the small northeast Georgia town of Jefferson and the son of two successful business owners, Wayne understands the need to establish relationships based on transparency, trust and communication. 
 
Wayne graduated from the University of West Georgia in 1983 with a BBA in Marketing.  He continued to further his education by graduating from The Georgia Banking School in 2002 and later from The Graduate School of Banking at LSU in 2010. 

Wayne will be opening an office for Brand Mortgage in the area in late 2018.
 

 

I am a Florida native, currently residing in the Perdido Key Area.  I have been in Commercial Lending with Navy Federal Credit Union for the past 12 years and I have 30 years of experience in the Credit Union industry.  I am  a proud member of the Perdido Key Area Chamber of Commerce Board of Directors.

I offer commercial lending advice and solutions for small businesses whose owners fall within the Navy Federal field of Membership.  We serve all active duty, retired and veteran military, active and retired Department of Defense personnel, as well as their immediate family members.  

I am proud to call Perdido my home, along with my husband Craig and our two dogs, Roxy and Bailey.  We love the beauty and 'vibe' of the Perdido area and spend most of our time enjoying the water and all the beauty Perdido has to offer! 

I've combined my experience and passion for organizing with my love of meeting and helping people to be a Realtor with an eye for details throughout the process and a desire to make people happy with the WHOLE real estate experience!  Let me help you find that "just perfect" home and show you how a real estate transaction can be enjoyable with the right guidance and help.

KeyGulls Corporation 501c3 NPO #87-3145913 & FGC AGENCY #MP-5768

1. PERDIDO KEY WITCHES & WEREWOLVES HALLOWEEN PADDLE

2. LOST KEY KREWE - PERDIDO’S NEW MARDIGRAS KREWE

3. KEYGULLS GIVING BACK -

   • FEEDING the GULF COAST DRIVE THRU AS AN OFFICAL MOBILE AGENCY - MP 5768

Jeanine is a native of south Baldwin County, Alabama. Her family settled near Perdido Beach in 1913 so she is very familiar with the cities, towns, farms and beaches of coastal Alabama and the entire Gulf Coast region. She studied business and finance at Faulkner State and Florida State College and has been passionately working in the banking and finance industry for over twenty-five years. She brings a wealth of knowledge to the table to assist her customers in all aspects of their mortgage transactions.

She and her husband, John, live in Lillian, AL. They have four children and four grandchildren between them.

In her free time, Jeanine loves devoting time to her family and friends. Whether it be traveling, spending time on the water or listening to live music at an off-track venue, she can be found enjoying all the adventures that living on the Gulf Coast provides.

Working hard for you is what I love to do!  I believe in giving you the best possible service I can and supervise every contract from start to close.  Whether that's locating the perfect property for you or providing great marketing and advice on selling your home for top dollar, this approach has consistently proven to be the most advantageous for our clients. If your needs involve a house, condo, land, coastal, luxury, investment, or commercial, I offer unmatched versatility.  I've earned one of the most coveted designations awarded in real estate, Certified Luxury Home Marketing Specialist (CLHMS) and I am an agent in the eXp Luxury Division.  I'm also proud to be a Certified National Commercial Real Estate Advisor (NCREA) and Commercial Real Estate Investment Property Specialist (CREIPS).  Whatever your needs, I've got you covered in NW Florida and Alabama coastal communities and surrounding areas. 

As the President and CEO of Branjo Brands, LLC, I take pride in leading a dynamic team that oversees four thriving businesses in the Perdido Key and surrounding areas. Beyond the boardroom, I am blessed to share my journey with my beautiful wife, Brandy, and our seven incredible children.

HOA Management is uniquely designed as a boutique style management and consulting company.  Not all properties and associations are the same, therefore, your management services shouldn't be the same.  My heart is in this industry and improving associations' lifestyles and investments.  Choose only the services you need and with NO contracts.  I will keep your business by earning it.  I work closely with the FL statutes and advocate on behalf of condo owners and boards when changes are needed in the FL law.  I stay active in the community and have a wonderful team of professionals.